|
Sr. No
|
Maintaince of Accounts |
Services Charges |
|
1.01 |
Dulpicate Passbook / Statement |
|
|
|
Duplicate Passbook
|
• For Saving Account Rs. 50/-
|
|
|
Statement above 20 pages |
• Rs.5 per page |
|
1.02 |
Cheque Leaf Charges |
|
|
|
For Saving Bank A/C
|
Rs. 3/- per Cheque Leaf |
|
|
For Current Acount |
Rs. 3/- per Cheque Leaf |
|
1.03 |
Non Maintaince Minimum Balance |
|
|
|
Saving Bank A/C - Rs. 500/-
(With Cheqou Book) |
Presently No Charge |
|
|
Current Acount - Rs. 1000/- |
Presently No Charge |
|
1.04 |
Stop Payment Instruction |
|
|
|
Saving Bank A/C |
Rs. 100- per Cheque |
|
|
Current Acount/OD/CC |
Rs. 100- per Cheque |
|
1.05 |
Standing Instruction |
|
|
|
For Execution of SI within
Branch and other Branch |
No Charges |
|
|
No charges for payment of installment for
credit of loan or term deposit / RD Account
maintained at other branches of our bank.
|
No Charges |
|
1.06 |
Confirmation of speciman signature |
No Charges
|
|
1.07 |
Issue of certificate
|
|
|
|
No charges for issue of
|
No Charges . |
|
|
No dues / NOC / Balance / Interest /
Charegs / cheque honoured /
Account maintaining
etc |
|
|
Issue of Interest paid certificate |
|
|
No member of Bank |
Rs. 25/- for per certificate |
|
1.08 |
Issue of Duplicate Deposite Receipt |
For each Receipt Rs.100/- |
|
1.09 |
Servicing of Dormant Account |
|
|
|
Saving Bank A/C |
nil |
|
|
Current Acount |
|
1.10 |
Transfer of Saving Bank acount |
|
|
|
Within Bank |
No Charges |
|
|
To other Bank |
No Charges |
|
1.11 |
Transfer of Deposit (Proceeds Int) |
|
|
|
Within Bank |
No Charges |
|
|
To other Bank |
No Charges |
|
1.12 |
Closure of Account
|
|
|
|
Saving Bank A/C |
If within 6 months Rs. 100.
No charges after 6 months
|
|
|
Current Acount |
If account closed within 6 months Rs. 100
No charges after 6 months
|
|
1.13 |
Addition / Deletion of Names |
|
|
|
In Joint accounts / Nomination charges
in operational instruction.
No charges if it is death case
|
No Charges |
|
1.14 |
Allowing operation through
power of attorney / mandate |
|
|
|
Saving Bank A/C |
NIL |
|
|
Current Acount |
NIL |
|
1.15 |
Change of authorised signatory
including reconstitution
of account |
NIL |
|
1.16 |
Issue of pay order / Local DD |
|
|
|
Banker cheque 000 per thousand
|
Rs. 2/-, Minimum 12/- |
|
1.17 |
Revalidation (Permitted) |
No charges. Fresh DD issued commission taken as per schedule. |
|
|
One time Cancellation
|
Rs. 50/- per DD |
|
|
Issue of duplicate DD/ PO |
Rs. 50/- per DD |
|
1.18 |
Electronic Clearing
Service(Return)
|
same as inward and outward |
|
|
For Saving Bank A/C
|
Rs. 50 per Instance |
|
|
C/A C/C Acts |
Rs. 50 per Instance |
|
1.19 |
Electronic Products |
|
|
|
RTGS Outward |
|
|
|
upto Rs. 5.00 lakhs |
50 |
|
|
Rs. 5.00 lakhs and above |
100 |
|
|
NEFT |
|
|
|
upto Rs. 1.00 lakhs |
50 |
|
|
Rs. 1.00 lakhs above |
100 |
|
2 |
Certificate |
|
|
|
Solvency
|
Per thousand Rs. 5/- |
|
|
Bank Guarantee
|
For each year, 1% on Bank Guarantee Amt
Minimum –Rs. 2000 per year + other bank commission amt
|
|
3.01 |
Notice Fee |
Rs. 50 /- per borrower, Guarantor
|
| 4
|
Loan Processing Fee
|
|
| a.)
|
Gold loan, Unsecured loan, Machinery loan, other mortgage, Other securities loan, Consumer Durable, Builder Finance, Loan against salary
|
|
| i.)
|
Upto Rs 25000/- |
Rs 100/- |
|
ii.) |
Rs 25,000/- to 50,000/- |
Rs 200/-
|
| iii.)
|
Rs 50,001/- to 1,00,000/- |
Rs 500/- |
| iv.)
|
Rs 1,00,001/- 10,00,000/- |
As per 0.35%, Minimum Rs 500/- |
| v.)
|
Above Rs 10,00,001/- |
As per 0.30%, Minimum Rs 3500/- |
|
b.) |
Housing & Vehicle Loan
|
|
| i.)
|
Upto Rs 25000/-
|
Rs 100/- |
| ii.)
|
Rs 25,000/- to 50,000/- |
Rs 200/- |
| iii.)
|
Rs 50,001/- to 1,00,000/-
|
Rs 500/-
|
| iv.)
|
Rs 1,00,001/- 10,00,000/- |
As per 0.20%, Minimum Rs 500/- |
| v.)
|
Above Rs 10,00,001/- |
As per 0.15%, Minimum Rs 2000/- |
| c.)
|
Secured, Unsecured Cash Credit, Overdraft Against Property(Renewal) |
Same as above + other bank
charges if any + out
of expenses if any |
|
i.) |
Upto Rs 25000/- |
Rs 100/-
|
| ii.)
|
Rs 25,000/- to 50,000/- |
Rs 200/-
|
| iii.)
|
Rs 50,001/- to 1,00,000/- |
Rs 500/- |
|
iv.) |
Rs 1,00,001/- 10,00,000/- |
As per 0.20%, Minimum Rs 500/- |
|
v.) |
Above Rs 10,00,001/- |
As per 0.15%, Minimum Rs 2000/-
|
| d.)
|
Secured, Unsecured Cash Credit, Overdraft Against Property(Review) |
|
| i.)
|
For Each Lakhs |
Rs 200/- or Min Rs 500/- , Max Rs 10,000/- |
| 5
|
Credit Score Charges |
Per Credit report Rs. 300/-
Commercial Credit report - Rs.
|
| 6
|
CERSAI charge creation charges |
Per Account Rs. 200/- |
| 7
|
LOCKER Charges |
|
| a.)
|
Small size locker |
Rent amt Rs 800/-
|
| b.)
|
Medium size locker |
Rent amt Rs 1500/-
|
| c.)
|
Big size locker |
Rent amt Rs 2500/-
|
| d.)
|
Very Big locker |
Rent amt Rs 5000/-
|